Janani Shishu Suraksha Karyakram: Why You Get Denied Free Care and How to Fix It
This is a supporting guide for Janani Shishu Suraksha Karyakram (JSSK). See the main guide for full eligibility, benefits and documents.

Why Janani Shishu Suraksha Karyakram entitlements get denied
Janani Shishu Suraksha Karyakram is not a scheme you apply to and get rejected from, it is an automatic, no-form entitlement at public health institutions. So a "rejection" here means being wrongly charged or denied free care that you are legally owed. The Janani Shishu Suraksha Karyakram pillar covers the full list of free services; this article covers the situations where those free services are refused and exactly how to fix each one.
Because there is no application, the failure points are practical and on-the-spot: wrong facility type, informal charges, transport that never arrives, or confusion with the cash scheme.
Reason 1: You went to a private hospital
Why it happens: Janani Shishu Suraksha Karyakram entitlements apply only at public health institutions; sub-centres, PHCs, CHCs, district hospitals and medical college hospitals. A private hospital or nursing home cannot process the entitlement, so you pay full price.
The fix: Deliver at a designated public facility. If you have already been referred to a private facility, that referral is only free if it is a public-to-public referral or a specific empanelled arrangement. Ask your ASHA which public institution is your designated delivery point before labour begins.
Reason 2: You were asked to pay or buy medicines outside
Why it happens: Some facilities still demand user charges or ask families to buy drugs, gloves or consumables from an outside chemist. This directly violates the entitlement, the scheme exists to eliminate exactly this out-of-pocket spending.
The fix: Refuse the demand and escalate the same day. Ask the ward in-charge to record the demand in writing, then take it to the medical superintendent or the facility's grievance officer. Call your state's 104 health helpline to lodge a complaint. Free drugs, consumables, diagnostics (including blood tests, urine tests and ultrasonography), blood and diet are all part of the entitlement.
Reason 3: Free diet was cut short
Why it happens: Families are sometimes told to arrange their own food. Under the scheme, free diet is provided for up to 3 days after a normal delivery and up to 7 days after a caesarean section during the hospital stay.
The fix: Point to the 3-day and 7-day norm and ask the ward in-charge to provide the diet. Escalate to the medical superintendent if refused.
Reason 4: Transport was refused or never came
Why it happens: Free transport is owed in all three directions: home to institution, facility-to-facility on referral, and drop back home, usually through the 102 patient transport service. It is often denied for the drop-back leg, or the ambulance simply does not arrive.
The fix: Call 102 directly, or ask your ASHA to arrange it. On referral, insist on free referral transport and carry the referral slip. On discharge, claim the free drop back home. If transport fails, note the date and time and report it on the 104 helpline.
Reason 5: Care refused for missing documents
Why it happens: Registration counters sometimes demand an Aadhaar card, MCP card or ANC slip before treating a woman in labour.
The fix: None of these is mandatory for emergency care. Care cannot be refused for a missing MCP card or Aadhaar. Carry the MCP card if you have it because it speeds up tracing your antenatal record, but a woman in labour must be attended regardless.
Reason 6: You expected a cash payment
Why it happens: Many families confuse this scheme with a cash benefit. Janani Shishu Suraksha Karyakram pays no money to the beneficiary; it removes charges.
The fix: For cash assistance linked to institutional delivery, apply separately under Janani Suraksha Yojana, which pays into the mother's bank account. A woman delivering in a public facility can claim both at once.
How to escalate a denial
- Ask the ward in-charge to record the demand for payment in writing.
- Escalate to the medical superintendent or the facility grievance officer the same day.
- Call the 104 health helpline of your state to lodge a formal complaint.
- Ask your ASHA to raise it with the block medical officer.
Any demand for payment at a public health institution for delivery, newborn care, drugs, tests, blood, diet or transport is a violation of the entitlement and should be reported, not paid.
Related guides
- Janani Shishu Suraksha Karyakram (JSSK): full guide
- Janani Shishu Suraksha Karyakram vs Janani Suraksha Yojana: Which One Applies to You?
Similar schemes in Health & Wellness
| Scheme | Who it's for | Benefit amount | Where to apply |
|---|---|---|---|
| Janani Suraksha Yojana (JSY) | Pregnant women who deliver in a government or accredited private health facility | Rs 1,400 (rural mother in a Low Performing State) | Apply |
| Indian Community Welfare Fund (ICWF) | Indian citizens abroad who are in distress or emergency (PIO and OCI card holders are not eligible for individual financial assistance) | No fixed ceiling; case-by-case at the Head of Mission's discretion | Apply |
| Mission Indradhanush | Unvaccinated and partially vaccinated children and pregnant women | Free of cost - no cash benefit | Apply |
| Health Minister's Discretionary Grant (HMDG) | Poor and indigent patients (annual family income up to Rs 1.25 lakh) being treated in government hospitals | Rs 1,25,000 | Apply |
| National Health Mission (NHM) | All citizens using government health facilities, especially pregnant women, children and rural and urban poor households | No cash benefit to individuals - services are delivered free | Apply |
| Financial Assistance for Procuring Mobility Equipment to Disabled Ex-Servicemen (All Ranks) | Ex-servicemen of any rank with 50% or more disability who can personally use mobility equipment | Rs 1,00,000 | Apply |
| National Rural Health Mission (NRHM) | Anyone living in a rural area or a town under 50,000 people using government health facilities, especially pregnant women, mothers and children | No cash benefit to individuals - services are provided free; linked cash schemes such as JSY pay up to Rs 1,400 | Apply |
| Ayushman Vay Vandana Card (AB PM-JAY for Senior Citizens 70+) | Indian citizens aged 70 years and above, irrespective of income | Rs 5 lakh per year (additional top-up for seniors in already-covered families) | Apply |
| National Sickle Cell Anaemia Elimination Mission | People aged 0-40 in tribal and high-prevalence districts, and their families | Free screening and treatment; screening cost norm of Rs 100 per person met by the government | Apply |
| Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) | Poor and vulnerable families listed in the SECC/State databases, plus all citizens aged 70 and above regardless of income | Rs 5 lakh per family per year | Apply |
| National Tuberculosis Elimination Programme (NTEP) | Any person in India diagnosed with tuberculosis, treated in the public or private sector | Rs 1,000 per month for the full treatment period (Rs 6,000 for a typical six-month course); drug-resistant TB support continues as long as treatment lasts | Apply |
| Ayushman Bharat Digital Mission (ABDM) | Any Indian citizen who wants a free digital health ID (ABHA) | No cash benefit - free digital health identity and records | Apply |
| National Urban Health Mission (NUHM) | Urban residents, especially slum dwellers and the urban poor in towns and cities above 50,000 people | No cash benefit to individuals - services are provided free | Apply |