Terms of Use

Scheme Koshis an independent, free information portal covering Indian government schemes. By using this site you agree to the terms below. If you disagree, please don't use the site.

Copyright

All guide content on Scheme Kosh — including scheme summaries, eligibility breakdowns, application walkthroughs, and original commentary — is © 2026 Scheme Kosh unless a specific page states otherwise. Government scheme facts themselves (eligibility rules, benefit amounts, official portal links) are public information and not owned by anyone; what is protected is our specific written expression of them — the structure, wording, analysis, and editorial judgment that goes into each guide.

No automated scraping or bulk reproduction

You may not, without our prior written permission:

• Use a bot, crawler, scraper, or any automated tool to systematically copy, download, or extract content from this site at a scale or rate beyond normal human browsing;
• Republish, mirror, or redistribute a substantial portion of this site's guides — in original or lightly reworded form — on another website, app, newsletter, or dataset;
• Use this site's content to train, fine-tune, or evaluate a commercial product that competes with Scheme Kosh itself (this does not apply to general-purpose AI search/answer engines citing or summarizing a page in response to a user query — see our robots.txt and /llms.txt, which explicitly welcome that use).

Individual pages, links, and short excerpts (a sentence or two, with attribution and a link back to the source page) may always be shared — that's normal, welcome use of a free public resource.

Enforcement

We monitor for unauthorized bulk reproduction of our content. Where we find a site or service republishing Scheme Kosh guides at scale without permission, we reserve the right to: block the offending infrastructure at the network level, issue a DMCA takedown notice to the hosting provider and any platform indexing the clone, and pursue further legal remedies where warranted.

DMCA / copyright complaints

If you believe content from Scheme Kosh has been used elsewhere without permission, or if you believe something on Scheme Kosh infringes your rights, email dubeyaapt26@gmail.com with the URL(s) involved and a description of the issue. We respond to legitimate reports promptly.

No warranty

Scheme details change without notice. We fact-check against official sources at the time of writing and note the last-checked date on each guide, but you should always confirm current details on the official government portal linked in each guide before applying or relying on any figure. Scheme Koshis provided "as is" with no guarantee of completeness or continued accuracy.