Agriculture & Farmers Schemes

Agriculture Infrastructure Fund is a Rs 1 lakh crore Central Sector financing facility that gives farmers, FPOs, cooperatives and agri-entrepreneurs a 3% interest subvention on term loans up to Rs 2 crore for post-harvest infrastructure, plus free CGTMSE credit guarantee cover. Applications are filed online at agriinfra.dac.gov.in with a Detailed Project Report.

Kisan Credit Card gives farmers short-term crop loans at an effective 4% interest a year to 7% base rate, less a 3% prompt repayment incentive: under the Modified Interest Subvention Scheme. Loans up to Rs 2 lakh need no collateral, the card is valid 5 years, and you apply at any bank branch or through jansamarth.in.

Pradhan Mantri Fasal Bima Yojana is the central crop insurance scheme where a farmer pays just 2% of sum insured for kharif crops, 1.5% for rabi crops and 5% for commercial and horticultural crops, with governments paying the rest. Enrolment is voluntary for every farmer and is done free at pmfby.gov.in, banks or Common Service Centres.

PM-KISAN is a Central Sector scheme of the Ministry of Agriculture that pays Rs 6,000 a year to land-holding farmer families, released as three equal instalments of Rs 2,000 directly into the bank account. Applicants must own cultivable land and complete Aadhaar-based e-KYC. Registration is free at pmkisan.gov.in or any Common Service Centre.

PM-KUSUM is the Ministry of New and Renewable Energy scheme that gives farmers 30% central financial assistance to 50% in North Eastern, hilly and island states; on standalone solar pumps up to 7.5 HP and on solarising grid-connected pumps, with states adding at least 30% more. Apply free through your state nodal agency listed on pmkusum.mnre.gov.in.

Pradhan Mantri Matsya Sampada Yojana is the Government of India's flagship fisheries scheme, launched on 10 September 2020 with an investment of about Rs 20,050 crore. It funds up to 40% of project cost for general beneficiaries and 60% for SC, ST and women. Fishers and fish farmers apply through the state fisheries department.

Digital Agriculture Mission is an umbrella scheme approved in September 2024 with an outlay of Rs 2,817 crore, including a central share of Rs 1,940 crore. The mission builds AgriStack, the Krishi Decision Support System and soil profile mapping. Farmers benefit by getting a free Aadhaar-linked Farmer ID through state camps or the state farmer registry portal.

Namo Drone Didi is a Central Sector scheme with an outlay of Rs 1,261 crore that gives women Self Help Groups under DAY-NRLM a farm drone package with 80 per cent central assistance up to Rs 8 lakh. Selected SHGs get 15 days of pilot training and earn by spraying fertiliser and pesticide for farmers on rent.

e-NAM is a pan-India electronic trading portal of the Ministry of Agriculture that links more than 1,500 APMC mandis into one national market for over 230 agricultural commodities. Farmers, traders and FPOs register free on enam.gov.in or at the mandi help desk, sell on quality-assayed online bids and receive payment in their bank account.

National Food Security Mission is a Centrally Sponsored Scheme that raises production of rice, wheat, pulses, coarse cereals, nutri-cereals and oilseeds through subsidised seed, demonstrations and farm machinery. NFSM seed subsidy is capped at 2 hectares per farmer, and farmers apply through the district agriculture office or the state agriculture portal.

National Mission on Natural Farming is a Centrally Sponsored Scheme with an outlay of Rs 2,481 crore that pays farmers Rs 15,000 per hectare a year for three years to set up on-farm input production. NMNF targets 15,000 clusters, 1 crore farmers and 7.5 lakh hectares, with 10,000 Bio-input Resource Centres.

PM-AASHA is an umbrella price assurance scheme of the Ministry of Agriculture with an outlay of Rs 35,000 crore, covering the Price Support Scheme, Price Deficiency Payment Scheme, Market Intervention Scheme and Price Stabilisation Fund. Farmers register free on the NAFED e-Samridhi or NCCF e-Samyukti portal to sell notified pulses, oilseeds and copra at MSP.

Pradhan Mantri Krishi Sinchayee Yojana is a central irrigation scheme approved for 2021-26 with an outlay of Rs 93,068 crore, covering Accelerated Irrigation Benefit Programme, Har Khet Ko Pani and watershed development. PMKSY funds state irrigation projects rather than individual grants, so farmers benefit through district works, not by applying online.

Rashtriya Krishi Vikas Yojana is a centrally sponsored scheme funded 60:40 between the Centre and states, 90:10 for North Eastern and Himalayan states, that finances state agriculture projects. RKVY covers soil health, micro irrigation, organic farming and farm machinery, and farmers apply through their state agriculture department, not to the Centre.

SVAMITVA Yojana is a Central Sector scheme of the Ministry of Panchayati Raj that drone-surveys inhabited (abadi) village land and issues legal Property Cards to rural owners. Piloted on 24 April 2020 and scaled nationwide from 24 April 2021, it had prepared about 3.06 crore Property Cards across 1.86 lakh villages by early 2026. There is no individual application; the survey runs village by village.

Saansad Adarsh Gram Yojana is a Ministry of Rural Development programme, launched on 11 October 2014, under which each Member of Parliament adopts a Gram Panchayat and turns it into a model village. SAGY allocates no separate fund; development runs by converging existing schemes. Villages are chosen by the MP, not by individual application.

Soil Health Card Scheme gives farmers a free soil test report covering 12 soil parameters with crop-wise fertiliser recommendations. Launched in 2015, the scheme has issued more than 25 crore cards and now runs as the Soil Health and Fertility component of RKVY. Farmers apply at soilhealth.dac.gov.in or through the district agriculture office.

ACABC is a Ministry of Agriculture scheme that gives agriculture graduates and diploma holders a free two-month residential training plus a bank loan with back-ended composite subsidy of 36% of project cost, or 44% for women, SC/ST and NE and hill state candidates. Project cost up to Rs 20 lakh qualifies. Register at acabcmis.gov.in.

Agricultural Extension, delivered through the ATMA scheme of the Department of Agriculture and Farmers Welfare, funds farmer training, demonstrations, exposure visits and farm schools in every district. Farmers do not receive cash; they access free advisory services through the district ATMA. Central funding runs at 90:10 for hill and north-eastern states and 60:40 elsewhere.

The Agricultural Marketing Infrastructure (AMI) scheme, a sub-scheme of ISAM run by the Directorate of Marketing and Inspection, gives a credit-linked, back-ended subsidy of 25% (33.33% for special categories) to build godowns and rural marketing infrastructure. Farmers, FPOs, cooperatives and agri-entrepreneurs apply through their financing bank, with subsidy routed via NABARD or NCDC.

APEDA's Financial Assistance Scheme (FAS) for the 15th Finance Commission cycle 2021-22 to 2025-26 reimburses part of the cost of exporting agricultural and processed foods under three components; export infrastructure, quality development and market development. It is open to APEDA-registered exporters holding a valid RCMC, who apply online through the APEDA portal against documented, incurred expenditure.

The Agroforestry component under RKVY promotes growing trees alongside crops on farmland to raise farm incomes and improve climate resilience. It carries forward the Sub-Mission on Agroforestry, launched in 2016-17 to implement India's National Agroforestry Policy of 2014. It is delivered through state agriculture departments, so farmers benefit via state programmes rather than a direct central application.

This Ministry of Home Affairs scheme pays a one-time central assistance of Rs 5.5 lakh per family to families displaced from Pakistan-occupied Kashmir and Chhamb, part of the 2015 Prime Minister's Development Package for Jammu and Kashmir. The benefit is paid by DBT to identified families, and the settlement deadline was extended to 30 September 2026.

Coconut Palm Insurance Scheme (CPIS) is a Coconut Development Board scheme that insures healthy nut-bearing palms against natural calamities, pests and disease. Growers with at least 5 palms pay only 25 percent of the premium - as low as Rs 9 per palm a year - with the Board and state sharing the rest. The sum insured is up to Rs 1,750 per palm.

The Coffee Development Programme in the North Eastern Region, Consolidation of Coffee component, is run by the Coffee Board under the Ministry of Commerce and Industry as part of the Integrated Coffee Development Project (ICDP) for the 15th Finance Commission cycle up to 2025-26. It supports small and tribal growers in 8 NER states to consolidate and maintain existing coffee holdings. Growers apply through Coffee Board extension offices.

The Coffee Development Programme in the North Eastern Region (Expansion of Coffee) is a Coffee Board scheme under the Ministry of Commerce and Industry that supports coffee cultivation across the 8 North Eastern states through subsidised planting, maintenance and quality inputs for small and tribal growers. Growers apply through Coffee Board extension offices and the online subsidy portal.

This Coffee Board scheme gives tribal coffee growers in the North Eastern Region a 75% subsidy to build cement drying yards that improve coffee quality. The unit cost is Rs 15,000 for holdings up to 2 hectares and Rs 45,000 above that, so the subsidy is about Rs 11,250 or Rs 33,750, claimed offline through the local Coffee Board office.

Support for Group Nurseries is a component of the Coffee Board's Coffee Development Programme in the North Eastern Region, under the Ministry of Commerce and Industry. It gives subsidy support to groups and self-help groups in the 8 North Eastern states to raise quality coffee seedling nurseries. Individual growers and grower groups apply to the Coffee Board's regional offices.

Water Augmentation under the Coffee Development Programme in the North Eastern Region is a Coffee Board subsidy that helps coffee growers create irrigation and water-storage structures. Eligible growers get 40% of the unit cost as subsidy, up to a ceiling of Rs 2,50,000 per beneficiary, with SC/ST growers on holdings up to 4 hectares getting an extra 10%. Apply through the local Coffee Board office.

This Coffee Board scheme reimburses 50% of eco-certification cost, up to Rs 50,000 per grower or group (Rs 55,000 for SC/ST growers), so coffee farmers in traditional areas can earn Organic, Rainforest Alliance, Fair Trade or similar certifications and reach premium markets. Growers with up to 10 hectares apply to the Coffee Board after certification.

This Coffee Board replantation scheme subsidises replacement of old, unproductive coffee with high-yielding plants in traditional areas. Unit cost is Rs 3.25 lakh per hectare for Arabica and Rs 2.75 lakh for Robusta; general growers get 40% subsidy and SC/ST growers up to 90%. Growers register and apply online at coffeeboard.gov.in.

Support to Small Growers' Collectives for Coffee Marketing is a Coffee Board scheme that pays Rs 4 per kg of clean coffee to small and tiny growers who market together as collectives, SHGs or cooperatives. Run under the Ministry of Commerce and Industry, it rewards community-based marketing through recognised auctions, direct export or commodity exchanges, crediting members' bank accounts.

This Coffee Board scheme helps growers in India's traditional coffee regions build irrigation infrastructure to protect crops from dry spells. Eligible growers get a subsidy of 40 percent of the unit cost, up to Rs 2,50,000 per beneficiary, with an extra 10 percent for SC/ST growers. Holdings of 0.4 to 25 hectares apply through the local Coffee Board extension office.

Development Support for Coffee is a Coffee Board scheme, under the Ministry of Commerce and Industry, that supports Farmers Producer Organizations of coffee growers across traditional areas, non-traditional areas and the North Eastern Region. Delivered under the 15th Finance Commission cycle, it backs FPOs on pooling, primary processing, quality and marketing. FPOs apply to the Coffee Board.

This National Livestock Mission activity gives a 50% capital subsidy of up to Rs 50 lakh to set up a sheep or goat breeding unit, typically 500 females plus 25 males. The Department of Animal Husbandry and Dairying funds individuals, FPOs, SHGs, JLGs and Section 8 companies through a bank-appraised project, with the subsidy released in two instalments. Apply online at nlm.udyamimitra.in.

Establishment of Regional Semen Production Laboratory and Semen Bank for Sheep and Goat is a breed-development activity under the National Livestock Mission of the Department of Animal Husbandry and Dairying. It funds institutional infrastructure to produce and store quality sheep and goat semen for artificial insemination. It is not an individual benefit; implementing agencies, not citizens, set up these labs.

ICRO AMRIT Internship Programme is a rural-outreach internship run by the IPL Centre for Rural Outreach of Indian Potash Limited. Interns receive Rs 6,000 a month for a 3-month internship, reaching about 100 farmers each with information on farming practices and government schemes. Apply online at the IPL Foundation e-learning portal.

The IARI Scholarship is a merit-based stipend for postgraduate students of the Indian Agricultural Research Institute's Post Graduate School in New Delhi. M.Sc. scholars receive a junior scholarship of Rs 7,560 a month plus a Rs 6,000 yearly contingency grant, and Ph.D. scholars receive a senior scholarship with a Rs 10,000 contingency. Admission is through the ICAR entrance examination.

The Integrated Scheme on Agriculture Cooperation is a Government of India scheme that channels financial assistance to cooperative societies for agricultural marketing, processing, storage and cooperative development. It is delivered mainly through the National Cooperative Development Corporation and state cooperative departments. Cooperative societies apply through the state, not individual farmers.

Sub Mission on Seed and Planting Material (SMSP) is a component of the Green Revolution - Krishonnati Yojana of the Ministry of Agriculture that strengthens India's seed chain. SMSP runs about 18 components, including the Seed Village Programme, seed certification support, seed testing labs and transport subsidy, to raise the Seed Replacement Rate and supply of quality seed to farmers.

The Large Cardamom Certified Nursery Unit component of the Spices Board's spices development scheme subsidises growers who raise certified large cardamom planting material. General growers get 33.33% of the production cost up to Rs 3 per seedling and SC/ST growers get 75% at Rs 6.75 per seedling, for nursery units of 1,000 to 5,000 seedlings. Growers apply through Spices Board field offices.

Livestock Health and Disease Control is a Centrally Sponsored programme of the Department of Animal Husbandry and Dairying that funds States and UTs to vaccinate livestock and poultry, run mobile veterinary units and control animal diseases. Farmers receive free vaccination and veterinary services; states apply, not individuals. Doorstep care runs on helpline 1962.

MIDH is a Centrally Sponsored Scheme of the Ministry of Agriculture that subsidises horticulture for farmers, with 40% assistance in general areas and 50% in NE and Himalayan states for new orchards up to 2 hectares, and 50% for polyhouses up to 2,500 sq m. Farmers apply through their State Horticulture Mission or district horticulture office.

The National Agricultural Insurance Scheme (NAIS) was India's crop insurance scheme from 1999, charging farmers 2% premium for kharif and 1.5% for rabi food and oilseed crops. NAIS was discontinued from Kharif 2016 and replaced by the Pradhan Mantri Fasal Bima Yojana (PMFBY). Farmers seeking crop insurance today must enrol under PMFBY, not NAIS.

National Bamboo Mission is a Centrally Sponsored Scheme of the Ministry of Agriculture that pays private farmers 50% of a Rs 1.20 lakh per hectare cost norm for bamboo plantation up to 10 hectares, and 50% of project cost for bamboo processing units. Farmers apply through their State Bamboo Mission, not a central portal.

NBHM is a Central Sector Scheme of the Ministry of Agriculture with a Rs 500 crore outlay that funds scientific beekeeping through the National Bee Board, paying 50% assistance to individual beekeepers, 75% to SHGs and FPOs and 90% in NE and Himalayan states. Beekeepers register on the Madhukranti portal and send project proposals to NBB.

Establishment of State Semen Bank is a National Livestock Mission component giving one-time assistance of up to Rs 10 lakh, with 100% central funding, to states and UTs to strengthen an existing cattle and buffalo semen bank so it can store and distribute goat frozen semen. It is a state benefit, not an individual subsidy.

Import of Exotic Pig Germplasm is a state-implemented component of the National Livestock Mission that funds state governments to import superior exotic pig breeds, shared 60:40 by the Centre and general states and 90:10 for North-Eastern and Himalayan states. It is not an individual subsidy; states apply through the Department of Animal Husbandry and Dairying.

National Mission on Edible Oils - Oil Palm (NMEO-OP) is a Centrally Sponsored scheme with a Rs 11,040 crore outlay to expand oil palm cultivation and cut India's edible oil imports. It pays farmers a viability price for fresh fruit bunches plus assistance for planting material, maintenance and inter-cropping. Farmers enrol through their State Department of Agriculture.

The National Scheme of Welfare of Fishermen was a centrally sponsored scheme giving registered fishers housing (35 sq m units), drinking water, group accident insurance of Rs 50,000, and a savings-cum-relief cover where a fisher's Rs 600 saving was matched by Rs 600 from government. Its components now run under PMMSY; apply through your State Fisheries Department.

The National Water Awards recognise exemplary work in water conservation and management across India. Organised by the Department of Water Resources, River Development and Ganga Rejuvenation under the Ministry of Jal Shakti and first held in 2007, they honour states, districts, urban and rural bodies, institutions, industries and NGOs with a citation, trophy and cash prize. Entries are submitted on the national awards portal.

Paramparagat Krishi Vikas Yojana (PKVY) is a Government of India scheme that promotes organic farming in clusters of about 20 hectares. Under its guidelines roughly Rs 31,000 per hectare over three years reaches farmers as direct benefit transfer for organic inputs and Participatory Guarantee System certification. Farmers join through their state agriculture department, not by an individual online form.

Per Drop More Crop, a component of PMKSY, subsidises micro-irrigation for farmers to 55 percent of the cost for small and marginal farmers and 45 percent for other farmers to install drip or sprinkler systems. Farmers apply through their state agriculture or horticulture department for the on-farm water-saving subsidy.

Component 1B of PM-MKSSY is a one-time incentive from the Department of Fisheries that reimburses aquaculture farmers 40% of their insurance premium, capped at Rs 25,000 per hectare and up to Rs 1 lakh per farmer for 4 hectares of water spread area. SC, ST and women farmers get an extra 10%. Apply through the National Fisheries Digital Platform.

The Prime Minister's Rural Development Fellows Scheme places young postgraduates as fellows in India's most backward and Left-Wing Extremism affected districts for a 2-year term, where they work with the District Collector to improve delivery of rural development programmes. Fellows are selected through a national recruitment notification, not a standing online form.

RKVY Soil Health and Fertility - Village Level Soil Testing Lab gives one-time financial assistance of Rs 1.5 lakh to set up a soil testing lab in a village. It lets rural youth, agri-graduates, self-help groups and PACS test soil near farmers' fields. Apply through your State Agriculture Department under RKVY.

Rainfed Area Development (RAD) is a component of the National Mission for Sustainable Agriculture under the Ministry of Agriculture that promotes an Integrated Farming System on cluster-based plots of rainfed land. It is delivered through State Agriculture Departments, not by individual online application, and is funded jointly by the centre and states.

The Sub-Mission on Agricultural Mechanization (SMAM) is a scheme of the Ministry of Agriculture and Farmers Welfare that gives farmers a subsidy on the purchase of tractors, power tillers and farm machinery, generally 40% for general-category farmers and 50% for SC, ST, small, marginal and women farmers. Apply on the agrimachinery.nic.in DBT portal.

This Tea Board scheme, under the Ministry of Commerce and Industry, subsidises farm machinery such as mechanical harvesters, pruning machines and plucking shears for individual Small Tea Growers holding up to 10.12 hectares. It is one component of the Tea Development and Promotion Scheme (TDPS). Apply through the Tea Board online portal or a regional office.