Mahila Samriddhi Yojana (NBCFDC) Statistics: Loans and Women by State
· 1 min read · 2 official sources
NBCFDC lent Rs 121.71 crore to 57,975 backward class women under Mahila Samriddhi Yojana in 2021-22, according to its annual report. Tamil Nadu and Kerala drew by far the largest amounts. The scheme made up 36.30 per cent of all NBCFDC beneficiaries that year. State-wise figures follow.
Mahila Samriddhi Yojana (NBCFDC): key numbers
Infographic
Mahila Samriddhi Yojana loans by state (2021-22)
Amount disbursed and women assisted under NBCFDC's Mahila Samriddhi Yojana in each state that drew funds in 2021-22, from Annexure 4.4 of the NBCFDC Annual Report 2021-22. The total is Rs 12,171 lakh for 57,975 women.
| State/UT | Amount (Rs lakh) | Women assisted |
|---|---|---|
| Tamil Nadu | 8000.00 | 38700 |
| Kerala | 3425.00 | 15935 |
| Uttar Pradesh | 200.00 | 970 |
| Gujarat | 136.00 | 400 |
| Jammu and Kashmir | 135.00 | 595 |
| Punjab | 100.00 | 500 |
| Himachal Pradesh | 80.00 | 400 |
| Rajasthan | 50.00 | 250 |
| Haryana | 40.00 | 200 |
| Delhi | 5.00 | 25 |
Source: nbcfdc.gov.in, as on 31 March 2022
How a Mahila Samriddhi loan reaches a woman
What the numbers show
Mahila Samriddhi Yojana is the micro-finance scheme of the National Backward Classes Finance and Development Corporation for women from backward classes. According to the NBCFDC Annual Report 2021-22, the scheme disbursed Rs 121.71 crore to 57,975 women in 2021-22. That made it a large part of NBCFDC's work: 36.30 per cent of all its beneficiaries and 25.82 per cent of its total loan disbursement of Rs 471.37 crore that year.
The trend
The 2020-21 annual report gives Rs 120.33 crore for 40,210 women. So the money lent was almost unchanged between the two years, while the number of women reached rose. The reports do not give an average loan size.
State differences
The scheme is heavily concentrated. Annexure 4.4 of the 2021-22 report shows Tamil Nadu drew Rs 8,000 lakh for 38,700 women and Kerala Rs 3,425 lakh for 15,935 women. The other eight states that drew funds, Uttar Pradesh, Gujarat, Jammu and Kashmir, Punjab, Himachal Pradesh, Rajasthan, Haryana and Delhi, received between Rs 5 lakh and Rs 200 lakh each. Large states such as Bihar, Maharashtra, Karnataka and West Bengal do not appear in the table at all.
The pattern reflects how NBCFDC works. It lends through State Channelising Agencies, so a state's share depends on whether its agency applies for and uses micro-finance funds, not only on the number of eligible women.
What the figures do not tell you
The figures show loans released through channel partners, not how many women repaid or how their businesses did. They cover NBCFDC only. Other national finance corporations report their own women's loan schemes separately.
Where to check for updates
NBCFDC publishes its annual report on nbcfdc.gov.in, with state-wise tables for its women's schemes in an annexure.
Frequently asked questions
How many women got loans under Mahila Samriddhi Yojana?
NBCFDC assisted 57,975 women under Mahila Samriddhi Yojana in 2021-22, with loans of Rs 121.71 crore, according to its Annual Report 2021-22. In 2020-21 it assisted 40,210 women with Rs 120.33 crore.
Which state gets the most Mahila Samriddhi loans?
Tamil Nadu, which drew Rs 8,000 lakh for 38,700 women in 2021-22. Kerala was second with Rs 3,425 lakh for 15,935 women.
How many states use the scheme?
Ten states and UTs drew Mahila Samriddhi funds from NBCFDC in 2021-22. Apart from Tamil Nadu and Kerala, each received Rs 200 lakh or less.
How big is Mahila Samriddhi within NBCFDC's lending?
It accounted for 36.30 per cent of all NBCFDC beneficiaries and 25.82 per cent of its loan disbursement in 2021-22, according to the annual report.
Are there newer figures?
The 2021-22 annual report is the latest NBCFDC report with Mahila Samriddhi figures that we could open. Check nbcfdc.gov.in for later annual reports.
Eligibility, documents and how to apply: Mahila Samriddhi Yojana (NBCFDC) full guide
Charts, data files and the infographic are free to download, share and embed with a link back to this page.
Sources
This guide was checked against these official pages:
- nbcfdc.gov.in (nbcfdc.gov.in/nbcfdc/web/sites/default/files/2023-09/NBCFDC%20AR%202021-22_compr)
- nbcfdc.gov.in (nbcfdc.gov.in/nbcfdc/web/sites/default/files/2023-09/Annual%20Report%202020-21.p)