NAIS Statistics: Farmers Covered and Claims by Season (1999 to 2006)
· 1 min read · 2 official sources
The National Agricultural Insurance Scheme covered 858.0 lakh farmers and paid Rs 7,506.6 crore in claims from Rabi 1999-2000 to Kharif 2006, according to the Economic Survey 2006-07. Season-wise coverage, premium and claims are below. NAIS has since closed and crop insurance now runs under PMFBY.
National Agricultural Insurance Scheme (NAIS): key numbers
Infographic

NAIS coverage by season (Rabi 1999-2000 to Kharif 2006)
Farmers covered, area insured and sum assured in each crop season, from Table 8.15 of the Economic Survey 2006-07. Kharif 2006 figures were provisional.
| Season | Farmers covered (lakh) | Area (lakh ha) | Sum assured (Rs crore) |
|---|---|---|---|
| Rabi 1999-2000 | 5.8 | 7.8 | 356.4 |
| Kharif 2000 | 84.1 | 132.2 | 6,903.4 |
| Rabi 2000-01 | 20.9 | 31.1 | 1,602.7 |
| Kharif 2001 | 87.0 | 128.9 | 7,502.5 |
| Rabi 2001-02 | 19.6 | 31.5 | 1,497.5 |
| Kharif 2002 | 97.7 | 155.3 | 9,431.7 |
| Rabi 2002-03 | 23.3 | 40.4 | 1,837.6 |
| Kharif 2003 | 79.7 | 123.6 | 8,114.1 |
| Rabi 2003-04 | 44.2 | 64.7 | 3,049.5 |
| Kharif 2004 | 126.9 | 242.7 | 13,170.5 |
| Rabi 2004-05 | 35.3 | 53.4 | 3,774.2 |
| Kharif 2005 | 126.7 | 205.3 | 13,517.7 |
| Rabi 2005-06 | 40.5 | 72.2 | 5,069.5 |
| Kharif 2006 | 66.5 | 101.1 | 7,500.3 |
Source: indiabudget.gov.in, as on 27 February 2007
NAIS premium and claims by season (Rabi 1999-2000 to Rabi 2005-06)
Premium collected and total claims in each season, from Table 8.15 of the Economic Survey 2006-07. Claims for Kharif 2006 were not yet available, so that season is left out.
| Season | Claims (Rs crore) | Premium (Rs crore) |
|---|---|---|
| Rabi 1999-2000 | 7.7 | 5.4 |
| Kharif 2000 | 1,222.5 | 206.7 |
| Rabi 2000-01 | 59.5 | 27.8 |
| Kharif 2001 | 493.5 | 261.6 |
| Rabi 2001-02 | 64.7 | 30.2 |
| Kharif 2002 | 1,824.3 | 325.5 |
| Rabi 2002-03 | 188.6 | 38.5 |
| Kharif 2003 | 649.9 | 283.3 |
| Rabi 2003-04 | 490.7 | 64.1 |
| Kharif 2004 | 1,037.6 | 458.9 |
| Rabi 2004-05 | 160.6 | 75.9 |
| Kharif 2005 | 1,054.8 | 449.9 |
| Rabi 2005-06 | 252.3 | 104.8 |
Source: indiabudget.gov.in, as on 27 February 2007
How an NAIS claim worked
What the numbers show
The National Agricultural Insurance Scheme was India's main crop insurance scheme from Rabi 1999-2000 until it was replaced by PMFBY. The most complete season-wise table on an official government page is Table 8.15 of the Economic Survey 2006-07. It shows 858.0 lakh farmers covered, 1,390.1 lakh hectares insured and a sum assured of Rs 83,327.5 crore over 14 crop seasons up to Kharif 2006.
The trend over the seasons
Kharif seasons covered far more farmers than rabi seasons in every year of the table. Kharif coverage rose from 84.1 lakh farmers in 2000 to 126.9 lakh in 2004 and 126.7 lakh in 2005. Rabi coverage grew from 5.8 lakh in the first season to 40.5 lakh in Rabi 2005-06. Kharif 2006 shows 66.5 lakh, but that figure was provisional when the survey went to print.
Claims and premium
Claims were Rs 7,506.6 crore in total, against Rs 2,565.7 crore of premium. Claims were highest in Kharif 2002 (Rs 1,824.3 crore) and in Kharif 2000 (Rs 1,222.5 crore). In every season in the table, claims were larger than the premium collected that season.
What the figures do not tell you
The farmer count adds up seasons, so the same farmer insured every kharif is counted many times. The table stops at Kharif 2006, and claims for that season were not yet known. Figures for later seasons up to the scheme's closure were given in Parliament replies, but those pages could not be reached for this update, so they are not shown here.
Where to find current crop insurance data
NAIS is closed. Crop insurance now runs under the Pradhan Mantri Fasal Bima Yojana, and season-wise coverage and claims are published on pmfby.gov.in.
Frequently asked questions
How many farmers did NAIS cover?
NAIS covered 858.0 lakh farmers, or 8.58 crore farmer-seasons, from Rabi 1999-2000 to Kharif 2006, according to Table 8.15 of the Economic Survey 2006-07. A farmer insured in more than one season is counted each time.
How much did NAIS pay in claims?
Total claims were Rs 7,506.6 crore from Rabi 1999-2000 to Rabi 2005-06, against premium of Rs 2,565.7 crore up to Kharif 2006, according to the Economic Survey 2006-07.
Which season had the highest NAIS claims?
Kharif 2002 had claims of Rs 1,824.3 crore, the highest of any season in the Economic Survey table. Kharif 2000 came next with Rs 1,222.5 crore.
Why are there no recent NAIS figures?
NAIS was discontinued and replaced by the Pradhan Mantri Fasal Bima Yojana from Kharif 2016. Current crop insurance figures are published for PMFBY, not NAIS.
Can I still claim under NAIS?
No. NAIS is closed to new enrolment. Farmers who want crop insurance today must enrol under PMFBY through a bank, CSC or the PMFBY portal.
Eligibility, documents and how to apply: National Agricultural Insurance Scheme (NAIS) full guide
Charts, data files and the infographic are free to download, share and embed with a link back to this page.
Sources
This guide was checked against these official pages:
- indiabudget.gov.in (www.indiabudget.gov.in/budget_archive/es2006-07/chapt2007/chap814.pdf)
- pmfby.gov.in (pmfby.gov.in/pdf/NAIS_SCHEME.pdf)