PM MUDRA Yojana Statistics 2026: Loans Sanctioned by Year and Category
· 2 min read · 3 official sources
Banks and other lenders have sanctioned more than 57.79 crore MUDRA loans worth Rs 40.07 lakh crore since April 2015, according to the Finance Ministry's figures as on 27 March 2026. In 2025-26 alone, 4.49 crore loans worth Rs 5.65 lakh crore were sanctioned. Shishu loans are 74 percent of all loans.
Pradhan Mantri MUDRA Yojana (PMMY): key numbers
Infographic
MUDRA loans sanctioned by year
Number of loans and amount sanctioned in each financial year; 2025-26 figures are up to 27 March 2026.
| Financial year | Loans sanctioned (crore) | Amount sanctioned (Rs lakh crore) |
|---|---|---|
| 2015-16 | 3.49 | 1.37 |
| 2016-17 | 3.97 | 1.80 |
| 2017-18 | 4.81 | 2.54 |
| 2018-19 | 5.98 | 3.22 |
| 2019-20 | 6.23 | 3.37 |
| 2020-21 | 5.07 | 3.22 |
| 2021-22 | 5.38 | 3.39 |
| 2022-23 | 6.24 | 4.56 |
| 2023-24 | 6.67 | 5.41 |
| 2024-25 | 5.47 | 5.53 |
| 2025-26 | 4.49 | 5.65 |
Source: pib.gov.in, as on 27 March 2026
Share of Shishu, Kishor, Tarun and Tarun Plus loans
Each category's share of all MUDRA loans by number and by amount sanctioned since 2015. Shishu is up to Rs 50,000, Kishor up to Rs 5 lakh, Tarun up to Rs 10 lakh and Tarun Plus up to Rs 20 lakh.
| Category | Share of loans (%) | Share of amount (%) |
|---|---|---|
| Shishu | 74 | 32 |
| Kishor | 24 | 43 |
| Tarun | 2 | 25 |
| Tarun Plus | 0.004 | 0.095 |
Source: pib.gov.in, as on 27 March 2026
Loans to new entrepreneurs by category
Accounts, amount sanctioned and amount disbursed for first-time borrowers since 2015.
| Category | Accounts (crore) | Sanctioned (Rs lakh crore) | Disbursed (Rs lakh crore) |
|---|---|---|---|
| Shishu | 8.80 | 2.47 | 2.42 |
| Kishor | 2.79 | 5.09 | 4.87 |
| Tarun | 0.55 | 4.82 | 4.67 |
Source: pib.gov.in, as on 27 March 2026
Top states by MUDRA disbursement, 2024-25
The three states with the highest MUDRA loan disbursement in 2024-25.
| State | Disbursed (Rs crore) |
|---|---|
| Uttar Pradesh | 58,111 |
| Bihar | 54,064 |
| Maharashtra | 50,762 |
Source: static.pib.gov.in, as on 31 March 2025
How a MUDRA loan is sanctioned
What the numbers show
Over 11 years, MUDRA has become one of the largest small-loan programmes in the world. By 27 March 2026 lenders had sanctioned 57.79 crore loans worth Rs 40.07 lakh crore, according to the Finance Ministry release of 8 April 2026. Note that the count is of loans, not people: one borrower who takes three loans over the years is counted three times.
The trend over the years
The number of loans grew from 3.49 crore in 2015-16 to a peak of 6.67 crore in 2023-24, with a dip in 2020-21 during the pandemic. Since then the number of loans has fallen, to 5.47 crore in 2024-25 and 4.49 crore in 2025-26, while the amount sanctioned has kept rising, to Rs 5.65 lakh crore in 2025-26. In plain terms, lenders are giving fewer but bigger loans. The average loan in 2025-26 works out to roughly Rs 1.26 lakh, against about Rs 39,000 in 2015-16.
Shishu, Kishor, Tarun and Tarun Plus
Shishu loans (up to Rs 50,000) make up 74 percent of all loans but only 32 percent of the money. Kishor loans are 24 percent of loans and the largest share of money at 43 percent. Tarun loans are just 2 percent of loans but 25 percent of the amount. Tarun Plus, for borrowers who repaid a Tarun loan and need up to Rs 20 lakh, started in October 2024 and is still tiny at 0.004 percent of loans.
Who borrows, and where
The 11-year factsheet says women held 59.81 percent of loan accounts in 2024-25 but only 37.45 percent of the amount, so women's loans are smaller on average. New entrepreneurs held 21 percent of accounts, and SC, ST and OBC borrowers 45.52 percent. Uttar Pradesh, Bihar and Maharashtra had the highest disbursement in 2024-25.
What the figures do not tell you
The year-wise table is of loans sanctioned. The government publishes a cumulative disbursed figure but not a year-wise disbursed series in these releases, so the gap between sanction and actual payout for each year is not visible. The totals also do not show how many loans were repaid, how many turned bad, or how many businesses are still running.
Where to check the live numbers
The MUDRA portal publishes yearly performance reports and annual reports, and PIB carries the Finance Ministry's anniversary releases each April and replies to Parliament with state-wise figures.
Frequently asked questions
How many MUDRA loans have been given so far?
More than 57.79 crore loans worth Rs 40.07 lakh crore had been sanctioned up to 27 March 2026, according to the Finance Ministry release marking 11 years of the scheme.
How much MUDRA loan was sanctioned in 2025-26?
4.49 crore loans worth Rs 5.65 lakh crore were sanctioned in 2025-26 up to 27 March 2026. This is already the highest yearly amount, above Rs 5.53 lakh crore in 2024-25.
Which MUDRA category gets the most loans?
Shishu loans of up to Rs 50,000 are 74 percent of all MUDRA loans by number, but only 32 percent by amount. Kishor loans take the biggest share of money at 43 percent.
How many MUDRA loans go to women?
In 2024-25, women borrowers held 59.81 percent of MUDRA loan accounts but received 37.45 percent of the amount disbursed. Across all years, the Finance Ministry says about two-thirds of loans were sanctioned to women.
Which state gets the most MUDRA loans?
In 2024-25 Uttar Pradesh had the highest disbursement at Rs 58,111 crore, followed by Bihar at Rs 54,064 crore and Maharashtra at Rs 50,762 crore.
Eligibility, documents and how to apply: Pradhan Mantri MUDRA Yojana (PMMY) full guide
Charts, data files and the infographic are free to download, share and embed with a link back to this page.
Sources
This guide was checked against these official pages:
- pib.gov.in (www.pib.gov.in/PressReleasePage.aspx?PRID=2249915)
- static.pib.gov.in (static.pib.gov.in/WriteReadData/specificdocs/documents/2026/apr/doc202648842601.)
- financialservices.gov.in (financialservices.gov.in/pradhan-mantri-mudra-yojana-pmmy)