PMSBY Statistics 2026: Enrolments, Claims Paid and Women Covered

What the numbers show

PMSBY offers Rs 2 lakh accident cover for a premium of Rs 20 a year. By 29 April 2026 it had more than 58.09 crore cumulative enrolments, and insurers had paid 1,84,662 claims worth Rs 3,667.52 crore, according to the Finance Ministry's 11th anniversary release.

The trend over the years

Growth was slow in the first two years, from 9.41 crore enrolments in March 2016 to 9.95 crore in March 2017. It then picked up every year, and the 10th anniversary release shows the sharpest rise in 2023-24, when cumulative enrolments went from 33.78 crore to 43.81 crore, an addition of about 10 crore in one year.

Claims paid each year, worked out from the cumulative totals, ranged between about 10,600 and 20,600 up to 2024-25. In 2025-26, 24,736 claims were paid, the highest for any single year.

Women and Jan Dhan account holders

Women account for 27.45 crore enrolments, almost half the total, up from 39 percent in March 2016. About 19.30 crore enrolments come from Jan Dhan account holders, which shows how the scheme rides on the basic accounts opened under PMJDY.

What the figures do not tell you

The enrolment figure is cumulative. PMSBY is a one-year cover renewed every June, and someone enrolled in 2016 who let the auto-debit lapse is still part of the 58 crore total. The government does not publish the number of active covers in these releases. The figures also do not show how many claims were rejected or how long settlement took, and no state-wise split is given here.

Where to check the live numbers

The Department of Financial Services publishes updated figures each May on the scheme's anniversary through PIB, and the Jan Suraksha portal at jansuraksha.gov.in has scheme rules, forms and enrolment.

How many people are enrolled in PMSBY in 2026?

Cumulative enrolments crossed 58.09 crore as on 29 April 2026, according to the PIB release of 9 May 2026. This is a running total of enrolments since 2015, not the number of people with an active cover today.

How many PMSBY claims have been paid?

Insurers had paid 1,84,662 claims worth Rs 3,667.52 crore up to 29 April 2026. Of these, 1,79,898 had been paid by the end of March 2026.

How many women are covered under PMSBY?

27.45 crore of the 58.09 crore cumulative enrolments are women, as on 29 April 2026. That is about 47 percent of all enrolments.

How fast is PMSBY enrolment growing?

Cumulative enrolments rose from 9.41 crore in March 2016 to 50.78 crore in March 2025 and 58.09 crore in April 2026. The biggest single-year jump was in 2023-24, when the total rose by about 10 crore.

What is the average PMSBY claim paid?

Dividing Rs 3,667.52 crore by 1,84,662 claims gives about Rs 1.99 lakh per claim, close to the full Rs 2 lakh cover paid for accidental death or total disability.