Stand-Up India Statistics 2026: Loans Sanctioned, Disbursed and Women Borrowers
· 2 min read · 9 official sources
Banks had sanctioned Rs 62,790.45 crore in Stand-Up India loans to 2.75 lakh accounts as of 31 March 2025, and Rs 40,851.09 crore had been disbursed by 31 October 2025, says the Department of Financial Services. About 2.05 lakh of the accounts belong to women entrepreneurs.
Stand-Up India Scheme: key numbers
Infographic
Total loans sanctioned since launch
Cumulative amount sanctioned from April 2016, as given in Ministry of Finance releases on PIB. Account counts were not published for the first two dates.
| As on | Amount sanctioned (Rs crore) | Accounts |
|---|---|---|
| 31 Oct 2018 | 14431.14 | Not published |
| 31 Mar 2019 | 16085.07 | Not published |
| 10 Mar 2020 | 20466.94 | 91,319 |
| 23 Mar 2021 | 25586.37 | 1,14,322 |
| 21 Mar 2022 | 30160 | 1,33,995 |
| 21 Mar 2023 | 40710.43 | 1,80,636 |
| 31 Mar 2025 | 62790.45 | 2.75 lakh |
Source: pib.gov.in, as on 31 March 2025
Loans by borrower group since launch
Accounts and amount sanctioned to SC, ST and women borrowers from launch to November 2024.
| Borrower group | Amount sanctioned (Rs crore) | Accounts |
|---|---|---|
| Women | 43984.10 | 1,90,844 |
| Scheduled Caste | 9747.11 | 46,248 |
| Scheduled Tribe | 3244.07 | 15,228 |
Source: pib.gov.in, as on 30 November 2024
Loans sanctioned from April 2022 to March 2025
New loans in the three years to March 2025, by borrower group. Women here means women who are not SC or ST.
| Borrower group | Amount sanctioned (Rs crore) | Accounts |
|---|---|---|
| Women (general) | 20521.41 | 86,738 |
| Scheduled Caste | 6437.59 | 30,145 |
| Scheduled Tribe | 2037.15 | 9,625 |
Source: pib.gov.in, as on 31 March 2025
Top States by amount sanctioned (2020)
The latest State-wise table published on PIB, as on 10 March 2020, when the national total was Rs 20,466.94 crore.
| State | Amount sanctioned (Rs crore) | Accounts |
|---|---|---|
| Uttar Pradesh | 2317.89 | 11,455 |
| Tamil Nadu | 1946.24 | 8,428 |
| Gujarat | 1837.70 | 6,292 |
| Maharashtra | 1577.05 | 6,834 |
| Telangana | 1384.15 | 5,496 |
| Andhra Pradesh | 1284.11 | 5,313 |
| Karnataka | 1172.03 | 5,002 |
| West Bengal | 1034.64 | 5,620 |
| Rajasthan | 947.55 | 4,334 |
| Madhya Pradesh | 843.38 | 3,725 |
| Delhi | 713.93 | 3,007 |
| Haryana | 703.32 | 3,124 |
Source: pib.gov.in, as on 10 March 2020
How a Stand-Up India loan is sanctioned
What the numbers show
Stand-Up India gives bank loans of Rs 10 lakh to Rs 1 crore to SC, ST and women entrepreneurs for a first business. From April 2016 to 31 March 2025, banks sanctioned Rs 62,790.45 crore to 2.75 lakh accounts, says the Department of Financial Services year-end review released by PIB in January 2026. Rs 40,851.09 crore of this had been disbursed by 31 October 2025.
The trend over the years
Sanctions grew from Rs 14,431.14 crore in October 2018 to Rs 30,160 crore in March 2022, then sped up. Nearly as much was sanctioned in the three years from April 2022 to March 2025 (Rs 28,996.15 crore, as per a Rajya Sabha answer released by PIB) as in the first six years to March 2022. The average loan is a little over Rs 22 lakh, worked out from the official totals.
Who gets the loans
Women dominate. In November 2024 women held 1,90,844 accounts with Rs 43,984.10 crore, against 46,248 accounts for SC borrowers and 15,228 for ST borrowers, says a PIB factsheet. The scheme's aim was at least one SC or ST borrower and one woman borrower per bank branch. The numbers show the women's half of that target has been reached far more widely than the SC and ST half.
State differences
The latest State-wise table found on PIB is from March 2020. Uttar Pradesh then led with Rs 2,317.89 crore, followed by Tamil Nadu, Gujarat and Maharashtra. Tamil Nadu, with far fewer people than Uttar Pradesh, was close behind it, while most North Eastern States had only a few hundred accounts each.
What the figures do not tell you
The totals count loans sanctioned, not businesses still running. There are no published figures on repayment, defaults or jobs created. Sanctions and disbursements are reported to different dates, so the gap between them is partly timing.
Where to check the live numbers
The Department of Financial Services lists scheme achievements on financialservices.gov.in, and PIB carries its anniversary releases each April and answers to Parliament questions. The standupmitra.in portal, run by SIDBI, is where borrowers apply and track their loan.
Frequently asked questions
How much loan has been sanctioned under Stand-Up India?
Rs 62,790.45 crore to 2.75 lakh accounts from April 2016 to 31 March 2025, according to the Department of Financial Services year-end review released by PIB in January 2026.
How much Stand-Up India money has actually been disbursed?
Rs 40,851.09 crore had been disbursed by 31 October 2025, about two-thirds of the amount sanctioned. Sanctioned loans are often released in stages as the project is set up.
How many women have got Stand-Up India loans?
About 2.05 lakh of the 2.75 lakh accounts belonged to women as of March 2025. In November 2024 women held 1,90,844 accounts with Rs 43,984.10 crore sanctioned.
Which State has the most Stand-Up India loans?
The latest State-wise table on PIB is from 10 March 2020. Uttar Pradesh led with 11,455 accounts and Rs 2,317.89 crore, followed by Tamil Nadu and Gujarat. This is the latest State-wise breakdown found in PIB releases.
How many SC and ST borrowers have benefited?
By November 2024, SC borrowers held 46,248 accounts with Rs 9,747.11 crore sanctioned, and ST borrowers 15,228 accounts with Rs 3,244.07 crore, as per a PIB factsheet.
Eligibility, documents and how to apply: Stand-Up India Scheme full guide
Charts, data files and the infographic are free to download, share and embed with a link back to this page.
Sources
This guide was checked against these official pages:
- pib.gov.in (www.pib.gov.in/PressReleasePage.aspx?PRID=2213154)
- pib.gov.in (www.pib.gov.in/PressReleasePage.aspx?PRID=2146820)
- pib.gov.in (www.pib.gov.in/FactsheetDetails.aspx?Id=149200)
- static.pib.gov.in (static.pib.gov.in/WriteReadData/specificdocs/documents/2025/apr/doc202544534501.)
- pib.gov.in (www.pib.gov.in/PressReleasePage.aspx?PRID=1913705)
- static.pib.gov.in (static.pib.gov.in/WriteReadData/specificdocs/documents/2022/apr/doc20224535601.p)
- pib.gov.in (www.pib.gov.in/PressReleasePage.aspx?PRID=1709415)
- pib.gov.in (www.pib.gov.in/PressReleasePage.aspx?PRID=1606791)
- financialservices.gov.in (financialservices.gov.in/stand-india-scheme-supi)