How much is the old age pension in India?

The central share under NSAP is Rs 200 a month from 60 to 79 and Rs 500 from 80. Each state adds its own share, so the amount you receive is set by the state. It ranges from Rs 400 a month in Bihar to Rs 4,000 in Andhra Pradesh.

Can I get the central pension and the state pension together?

You receive one pension. In most states the central NSAP share is folded into the state pension, so the state figure is the total. The calculator shows the total and says how much of it is central.

What is the age for old age pension?

60 years for the central scheme and most states. Some states start earlier for SC, ST or women. The widow pension starts at 40 under NSAP and at 18 in many states. The disability pension needs 40% disability, 80% under the central rule.

Is a BPL card needed?

The central NSAP pensions need the household to be below the poverty line. Many states instead set an income limit, often Rs 48,000 to Rs 2 lakh a year. The calculator asks for both.

Were the NSAP pensions renamed?

Yes. The Cabinet renamed them on 14 October 2026: Pradhan Mantri Vridhavastha Pension, Pradhan Mantri Vidhawa Pension and Pradhan Mantri Divyangjan Pension. The amounts in this calculator follow the current rates.

Are these amounts per month or per year?

The calculator shows the year's total and states the monthly figure on each line.

Every figure from an official scheme text. Checked 2026-11-02.

Pension Scheme Calculator: know how much pension you will get, centre and state combined

Enter your age, state and situation. See the old age, widow or disability pension you can get, the central share inside it, and how to apply.

59: pension schemes
32: states covered
154: rate rules
1: pension per person

The short answer

Social pensions in India are one payment a month, paid by the state, with a small central share from NSAP inside it. The central share is Rs 200 to Rs 500 a month. The state decides the total, the age and the income limit. So the same person gets Rs 400 a month in one state and Rs 4,000 in another. The calculator shows your state's figure and the conditions.

Example: a 65-year-old with a BPL card. Uttar Pradesh pays Rs 1,000 a month. Tamil Nadu pays Rs 1,200. Andhra Pradesh pays Rs 4,000.

1Where do you live?

StateRural areaA village, or a town under 20,000 people.

2About the person

CategoryWomanMinority communityMuslim, Christian, Sikh, Buddhist, Jain or Parsi.Person with disabilityAgeyearsWidowBPL or Antyodaya cardMost pensions need a BPL card or an income below a limit.Family incomeRs lakh a yearFamily income from all sources, Rs lakh a year. Rs 2.5 lakh is 2.5.

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How it works

1
Pick your state
The state sets the total amount and the conditions.
2
Describe the person
Age, widowhood, disability, category and income decide which pension applies.
3
Compare
See the state pension, the central share inside it, and any other pension that could apply.

Questions people ask

How much is the old age pension in India?: The central share under NSAP is Rs 200 a month from 60 to 79 and Rs 500 from 80. Each state adds its own share, so the amount you receive is set by the state. It ranges from Rs 400 a month in Bihar to Rs 4,000 in Andhra Pradesh.
Can I get the central pension and the state pension together?: You receive one pension. In most states the central NSAP share is folded into the state pension, so the state figure is the total. The calculator shows the total and says how much of it is central.
What is the age for old age pension?: 60 years for the central scheme and most states. Some states start earlier for SC, ST or women. The widow pension starts at 40 under NSAP and at 18 in many states. The disability pension needs 40% disability, 80% under the central rule.
Is a BPL card needed?: The central NSAP pensions need the household to be below the poverty line. Many states instead set an income limit, often Rs 48,000 to Rs 2 lakh a year. The calculator asks for both.
Were the NSAP pensions renamed?: Yes. The Cabinet renamed them on 14 October 2026: Pradhan Mantri Vridhavastha Pension, Pradhan Mantri Vidhawa Pension and Pradhan Mantri Divyangjan Pension. The amounts in this calculator follow the current rates.
Are these amounts per month or per year?: The calculator shows the year's total and states the monthly figure on each line.

Where the numbers come from

Central scheme guidelines, the National Scholarship Portal and PIB releases.
State department pages and orders, with the current rate tables.

Rules checked by Aapt Dubey, Editor, Scheme Kosh, against each source on 2026-11-02. See the editorial policy.

What it leaves out

Employee pensions such as EPS, NPS and government service pensions.
Pensions for specific groups unless the state pays them as a standing monthly pension.
One-time grants such as the family benefit scheme.

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