PM SVANidhi Statistics 2026: Loans Disbursed, Repayments and Vendors Covered
· 2 min read · 4 official sources
PM SVANidhi had disbursed 1.20 crore loans worth Rs 19,703 crore to street vendors by 13 October 2026, as per the scheme dashboard, and 64.86 lakh loans had been repaid. Over 75.5 lakh vendors had benefited by May 2026, and 34.81 lakh of them were women.
PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi): key numbers
Infographic
Loans by tranche
Applications, sanctions, disbursals and repayments for each of the three loan tranches since June 2020, from the scheme dashboard.
| Tranche | Eligible applications | Sanctioned | Disbursed | Amount disbursed (Rs crore) | Loans repaid |
|---|---|---|---|---|---|
| 1st loan | 92,79,558 | 81,28,172 | 80,14,836 | 8,537 | 48,77,729 |
| 2nd loan | 38,19,984 | 31,36,718 | 30,73,256 | 6,434 | 15,60,002 |
| 3rd loan | 12,65,156 | 9,92,570 | 9,53,125 | 4,732 | 48,582 |
Source: pmsvanidhi.mohua.gov.in, as on 13 October 2026
Amount disbursed by tranche
Money lent in each tranche. Later tranches are larger loans, so fewer loans add up to a big share of the money.
| Tranche | Amount disbursed (Rs crore) | Loans disbursed |
|---|---|---|
| 1st loan | 8,537 | 80,14,836 |
| 2nd loan | 6,434 | 30,73,256 |
| 3rd loan | 4,732 | 9,53,125 |
Source: pmsvanidhi.mohua.gov.in, as on 13 October 2026
From application to repayment, all tranches
How many loan applications moved through each stage, adding all three tranches.
| Stage | Loans |
|---|---|
| Eligible applications | 1,43,64,698 |
| Sanctioned | 1,22,57,460 |
| Disbursed | 1,20,41,217 |
| Repaid | 64,86,313 |
| Returned by banks | 10,77,674 |
Source: pmsvanidhi.mohua.gov.in, as on 13 October 2026
Who the scheme has reached
Beneficiary and welfare-linkage figures released on the scheme's sixth anniversary.
| Measure | Number (lakh) |
|---|---|
| Street vendors benefited | 75.5 |
| Vendors digitally onboarded | 55 |
| Families profiled under SVANidhi se Samriddhi | 50 |
| Women street vendors benefited | 34.81 |
Source: pib.gov.in, as on 31 May 2026
How a street vendor moves through PM SVANidhi loans
What the numbers show
PM SVANidhi has become a large micro-credit programme. The scheme dashboard showed 1.20 crore loans disbursed worth Rs 19,703 crore on 13 October 2026 (PM SVANidhi portal). In May 2026 the Ministry of Housing and Urban Affairs counted more than 75.5 lakh street vendors who had availed over 1.12 crore loans worth more than Rs 17,800 crore (PIB, 31 May 2026). So lending kept growing after the scheme was restructured and extended to March 2030.
The tranche ladder
The scheme is built as a ladder. Of 80.15 lakh first loans, 30.73 lakh vendors went on to a second loan and 9.53 lakh to a third. Second and third loans are much bigger, so they make up over half the money disbursed (Rs 11,166 crore of Rs 19,703 crore) despite being only a third of the loans.
Repayment is the step that moves a vendor up. 48.78 lakh first loans have been repaid, about 61% of those disbursed. Some of the rest are still running, since loans have tenures of a year or more.
Who it reaches
The ministry says nearly 46% of beneficiaries are women and about 70% belong to marginalised communities. More than 55 lakh vendors have been onboarded digitally and have made over 841 crore digital transactions worth nearly Rs 8.96 lakh crore (PIB FAQ, 30 May 2026).
What the figures do not tell you
The dashboard does not show defaults or loans overdue, so a gap between disbursed and repaid loans does not mean those loans went bad. It also shows 10.78 lakh applications returned by banks, without saying why. The vendor count (75.5 lakh) and loan count (1.20 crore) are different measures, as one vendor can hold up to three loans. State-wise figures are not published on the dashboard's front page.
Where to check the live numbers
The PM SVANidhi portal home page shows running totals for each tranche, updated regularly. Anniversary releases and Parliament replies from the Ministry of Housing and Urban Affairs on pib.gov.in add beneficiary and state details.
Frequently asked questions
How many loans have been given under PM SVANidhi?
The scheme dashboard showed 1,20,41,217 loans disbursed across all three tranches on 13 October 2026, worth Rs 19,703 crore in total.
How many street vendors have benefited from PM SVANidhi?
More than 75.5 lakh street vendors had availed loans by 31 May 2026, according to the Ministry of Housing and Urban Affairs. Many of them took more than one loan, which is why the loan count is higher.
How many PM SVANidhi loans have been repaid?
64,86,313 loans had been repaid by 13 October 2026, including 48,77,729 first loans and 15,60,002 second loans, as per the scheme dashboard.
How many women have benefited from PM SVANidhi?
34.81 lakh women street vendors had benefited by May 2026, and 51.84 lakh loans had gone to women. The ministry says nearly 46% of beneficiaries are women.
How many vendors got the third loan of Rs 50,000?
9,53,125 third-tranche loans had been disbursed by 13 October 2026, worth Rs 4,732 crore, against 80,14,836 first loans.
Eligibility, documents and how to apply: PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) full guide
Charts, data files and the infographic are free to download, share and embed with a link back to this page.
Sources
This guide was checked against these official pages:
- pmsvanidhi.mohua.gov.in (pmsvanidhi.mohua.gov.in/)
- pib.gov.in (www.pib.gov.in/PressReleasePage.aspx?PRID=2267218)
- pib.gov.in (www.pib.gov.in/PressReleasePage.aspx?PRID=2267102)
- static.pib.gov.in (static.pib.gov.in/WriteReadData/specificdocs/documents/2026/may/doc2026530879401)