Scheme Kosh

Chief Minister's Vidya Scheme

Arunachal Pradesh state government scheme

Quick answer

Chief Minister's Vidya Scheme is an Arunachal Pradesh school education scheme that places Rs 10,000 in a State Bank of India fixed deposit for every girl student who passes Class V and enrols in Class VI in a government school. The maturity amount is released after she completes Class XII. Apply through the school.

Benefit
Rs 10,000 fixed deposit in the girl student's name, withdrawable with interest after she completes Class XII
Maximum benefit
Rs 10,000 fixed deposit plus accrued interest
Last date to apply
Linked to the academic year — applications are made when the girl student is admitted to Class VI; no separate statewide last date is announced
How to apply
Offline — through the school, verified by the Deputy Director of School Education

What is the Chief Minister's Vidya Scheme?

The Chief Minister's Vidya Scheme is a girl-child education incentive run by the Department of School Education, Government of Arunachal Pradesh. Its objective, as recorded in the state's own Government Scheme Handbook, is to encourage girl children to continue school education after the elementary and secondary levels.

The mechanism is unusual and worth understanding, because it is not a scholarship in the ordinary sense. When a girl student passes Class V and enrols in Class VI in a government school, the state deposits Rs 10,000 as a fixed deposit with the State Bank of India in her own name. The money is not handed to the family. It sits in the deposit through her school years, earning interest, and she becomes entitled to the maturity amount after she completes Class XII and attains 18 years of age.

The amount was Rs 5,000 per student when the scheme began and was enhanced to Rs 10,000 from the 2015-16 academic year onwards.

The design targets a specific problem. In Arunachal Pradesh, as in much of the country, girls' enrolment holds up reasonably well through primary school and then falls at the transition into upper primary and secondary, the point at which distance to school increases, household work claims more of a girl's time, and early marriage becomes a live possibility. A cash grant at that moment could be spent on anything. A locked deposit that only opens at 18 and only after Class XII converts the incentive into a reason for the family to keep her enrolled for seven more years.

Who is eligible for the Chief Minister's Vidya Scheme?

A student is eligible if:

  • She is a girl student. The scheme is exclusively for girl children.
  • She is a resident of Arunachal Pradesh.
  • She has passed Class V and can produce the Class V pass certificate.
  • She is enrolled in Class VI in a government school in the state.

A student is not eligible if:

  • She is not a resident of Arunachal Pradesh.
  • She has not passed Class V, or is not enrolling into Class VI in the qualifying year.
  • She is enrolling outside the government school system covered by the scheme: confirm with the Deputy Director of School Education whether a government-aided school in your district is treated as covered.
  • The student is a boy. The scheme has no male beneficiary category.

Continuing conditions. Eligibility to receive the deposit at admission is not the same as eligibility to withdraw it. To draw the maturity amount the student must complete Class XII and attain 18 years of age. Both conditions are stated in the state handbook and both must be met.

How much is the benefit and how does the deposit work?

Element Detail
Amount deposited Rs 10,000 per eligible girl student
Earlier amount Rs 5,000, enhanced to Rs 10,000 from 2015-16
Instrument Fixed deposit with the State Bank of India
Account holder The girl student, in her own name
Lock-in Until completion of Class XII and attainment of 18 years
Payout Maturity amount, that is the principal plus accrued interest

Because the deposit runs roughly seven years from Class VI to Class XII, the interest component is not trivial. The exact maturity figure depends on the SBI term deposit rate applied when the deposit was created and on how it was renewed, so the family should keep the SBI acknowledgement receipt safe from the day it is issued. That receipt is what identifies the deposit years later when the student presents herself at the branch.

What documents are required?

Document Mandatory Notes
Class V pass certificate Yes The qualifying document
Birth certificate Yes Date of birth governs the age-18 condition
Aadhaar / identity proof Yes For the student and the guardian
Permanent Residence Certificate Yes Residence in Arunachal Pradesh
Passport-size photograph Yes For the form and the bank formalities
Bank account passbook Yes SBI account in the student's name
SBI acknowledgement receipt No Issued after the deposit; keep it for maturity

Originals are shown to the school for verification and self-attested copies go into the file.

How to apply for the Chief Minister's Vidya Scheme

  1. Complete the Class VI admission first. The scheme attaches to enrolment in Class VI in a government school, so the admission has to be done before anything else.
  2. Ask the school principal or head teacher for the Vidya Scheme application form. There is no fee for the form and no online submission route.
  3. Fill the form with the student's details, the Class V pass details and the guardian's information.
  4. Attach self-attested copies of the Class V pass certificate, birth certificate, Aadhaar, Permanent Residence Certificate and a passport photograph.
  5. Submit the completed form back to the school, which verifies the details against its admission register.
  6. The school forwards the verified list to the Deputy Director of School Education in the district for approval.
  7. Complete the SBI account and deposit formalities when the school or the district office directs, and collect the acknowledgement receipt for the fixed deposit.
  8. Store the receipt safely with the birth certificate. You will need both at maturity, potentially seven years later.

Who verifies and approves the applications?

The state's Government Scheme Handbook names the Deputy Commissioner (DC) and the Deputy Director of School Education (DDSE) as the contact points for the scheme. In practice the chain runs school → DDSE at the district level, with the Deputy Commissioner's office involved in district-level administration and grievance.

That is also the escalation route. If a school has not forwarded a name, or a deposit has not been created for a student whose classmates have received theirs, the question goes to the DDSE of the district and not to the state Directorate first.

Why applications fail or deposits go missing

  • Class V pass certificate not produced. Without it there is no qualifying event and no application.
  • Name mismatch between the school record, the birth certificate and the bank account. This is the defect that causes the most trouble years later at maturity, when the student's name on the deposit does not match her Class XII certificate.
  • Enrolment outside the covered school category, where the girl joined a school the scheme does not cover.
  • Application not forwarded by the school in the year of Class VI admission. The scheme is tied to that transition year, so a family that discovers it in Class VIII has usually missed the window.
  • Lost SBI acknowledgement receipt. Not fatal, but it turns a simple maturity claim into a branch investigation. Report a loss to the branch in writing early rather than at the point of withdrawal.
  • Withdrawal attempted before the conditions are met, before Class XII completion or before the student turns 18. The deposit is not payable then.

What should the family do between Class VI and Class XII?

Very little is required, and that is the point of the design. Three things are worth doing:

  1. Keep the acknowledgement receipt and the birth certificate together in one place for the whole period.
  2. Update the bank if the student's address or contact number changes, and especially if a name is corrected in school records — get the correction reflected in the SBI record at the same time.
  3. Confirm once, around Class X, with the school or the DDSE that the deposit still stands in the student's name. Catching a discrepancy at that stage is far easier than at maturity.

Where do I get help?

  • The school principal or head teacher, the first point of contact for the application itself.
  • Deputy Director of School Education (DDSE) of your district, for approvals, missing names and deposit queries.
  • Deputy Commissioner's office in the district, for administrative escalation.
  • Department of School Education, Government of Arunachal Pradesh, at education.arunachal.gov.in, for departmental information and contact details.

The form, the verification and the deposit are all free to the family. No school staff member or bank official may charge for opening the account or for processing the application.

How the Vidya Scheme fits with other girl-child schemes in Arunachal Pradesh

Arunachal Pradesh runs the Dulari Kanya Yojana for the girl child at birth, aimed at reducing infant mortality and improving institutional delivery. The Chief Minister's Vidya Scheme picks the girl up several years later, at the Class V to Class VI transition. Both are deposit-style benefits rather than cash grants, and both pay out when the girl reaches adulthood.

A family should treat them as separate applications with separate documents. Having received one does not automatically register a child for the other, and the school will not know about the birth-stage scheme unless the family raises it. Both are worth claiming in full.

How to check your application status

The Chief Minister's Vidya Scheme has no online portal or application-ID system, so there is no dashboard where a family can log in and see a status. The check has to be done through the people who actually hold the record: the school, the district education office, and the bank.

At the application stage (before the deposit is created)

  1. Ask the school first. The school that submitted the form is the first point of contact. The head teacher or the staff member who handled the paperwork can tell you whether the student's name is on the list forwarded to the district.
  2. Confirm the list reached the Deputy Director of School Education (DDSE). Schools forward verified names in batches, so an individual application can sit at the school for a while before it moves. If the school confirms it forwarded the name but weeks have passed with no update, the next call is to the DDSE office of the district, not to the state Directorate.
  3. Watch for the SBI account opening. The clearest sign that an application has been processed is that the school or district office asks the family to complete State Bank of India account formalities for the student. That step only happens after the name has been approved.

Once the deposit exists

  1. The SBI acknowledgement receipt is the actual proof of status, not a form or a token number. Once it is issued, the deposit exists and the application has succeeded. There is nothing further to track until the maturity conditions are met.
  2. A passbook or SBI mini-statement can confirm the deposit is still active at any point during the roughly seven years between Class VI and Class XII. This is worth doing once around Class X, as the scheme's own guidance suggests, rather than waiting until maturity to discover a problem.
  3. If the receipt is lost, report it to the SBI branch in writing and separately inform the school or DDSE, so the deposit record can be matched to the student's identity through school and residence documents rather than the receipt alone.

If there is no response at any stage, the escalation path stays the same one used for a stalled or missing application: the DDSE of the district first, and the Deputy Commissioner's office for administrative escalation if the DDSE does not resolve it. There is no state helpline number published for this scheme, so these two offices, along with the Department of School Education's website at education.arunachal.gov.in, are the only channels available for a status check.

Documents required

Class V pass certificate
The qualifying document. Issued by the school where the girl completed Class V.
Birth certificate
Establishes date of birth, which matters because the deposit is withdrawn at 18.
Passport-size photograph
For the application form and for the SBI account opening formalities.
Identity proof (Aadhaar)
For the student, and usually for the parent or guardian operating the account.
Permanent Residence Certificate
Establishes that the student is a resident of Arunachal Pradesh.
Bank account passbook
Account opened in the student's name with the State Bank of India for the deposit.
SBI acknowledgement receipt of the fixed depositoptional
Named in the state Government Scheme Handbook. Keep it safely — it is what you produce at maturity.

Frequently asked questions

How much does the Chief Minister's Vidya Scheme give?

The scheme deposits Rs 10,000 as a fixed deposit in the name of each eligible girl student. The amount was Rs 5,000 originally and was enhanced to Rs 10,000 from the 2015-16 academic year onwards. The student receives the maturity amount, which includes accumulated interest.

When can the girl withdraw the money?

After she completes Class XII and attains 18 years of age. Both conditions apply — the deposit is locked through her school years precisely so that it rewards completing schooling rather than leaving it.

Who is eligible for the Vidya Scheme?

Girl students of Arunachal Pradesh who pass Class V and enrol in Class VI in a government school. The scheme is an incentive to continue from elementary into secondary schooling, which is where girls' dropout rates have historically been highest.

Is the scheme available to boys?

No. The Chief Minister's Vidya Scheme is a girl-child education incentive and boys are not eligible. The objective recorded in the state's Government Scheme Handbook is to encourage girl children to continue school education after the elementary stage.

How do I apply?

Through the school. The parent or guardian collects the application form from the school principal or head teacher, submits it with the Class V pass certificate and the other documents, and the school forwards the verified list upward. There is no online application.

What happens if the girl drops out before Class XII?

The deposit is designed to mature only on completion of Class XII and on attaining 18 years. A girl who leaves school before that has not met the withdrawal condition, so ask the Deputy Director of School Education in your district how such cases are treated before assuming the money is forfeited or available.

Which bank holds the deposit?

The State Bank of India. The fixed deposit is opened in the girl student's own name, and the SBI acknowledgement receipt is one of the documents the state handbook lists for the file.

Is there any fee to apply?

No. The application form from the school and the deposit itself are free to the family. Nobody in the school or the bank should charge for opening the account or processing the form.

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