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Indira Gandhi Sukh Suraksha Yojana, Himachal Pradesh

Fact-checked against official sources, reviewed by Aapt Dubey

3 min read · 2 official sources

Status: Running (checked )

Notified under No. SJE-A-F002/1/2025 dated 30 March 2026 and in force from 1 April 2026; it replaced Beti Hai Anmol Yojana.

Indira Gandhi Sukh Suraksha Yojana, Himachal Pradesh. Photo of happy young Indian girl with her mother at home

Himachal Pradesh state government scheme

Quick answer

Indira Gandhi Sukh Suraksha Yojana deposits Rs 25,000 with LIC at the birth of a girl in a BPL family in Himachal Pradesh and gives each parent life insurance cover of Rs 2,00,000 until the girl turns 18 or the parent turns 55. It took effect on 1 April 2026, replacing Beti Hai Anmol Yojana. Apply through the Directorate of Women and Child Development.

Benefit
Rs 25,000 deposited with LIC at the birth of a girl in a BPL family, plus Rs 2,00,000 life cover for each parent
Maximum benefit
Rs 25,000 deposit plus Rs 2,00,000 life cover for each of the two parents
Last date to apply
Open for girls born on or after 1 April 2026; no last date published
How to apply
Online through the application link on the Directorate of Women and Child Development website, or with help from the local Anganwadi or CDPO office

What is Indira Gandhi Sukh Suraksha Yojana?

Indira Gandhi Sukh Suraksha Yojana is a girl-child scheme of the Government of Himachal Pradesh, run by the Directorate of Women and Child Development under the Social Justice and Empowerment Department. According to the directorate, the State Government notified the scheme under notification No. SJE-A-F002/1/2025 dated 30 March 2026, and it came into effect on 1 April 2026.

The directorate describes the benefit in two parts. At the birth of a girl child in a BPL family, Rs 25,000 is deposited with the Life Insurance Corporation of India (LIC). In addition, each of the girl's parents gets life insurance cover of Rs 2,00,000, valid until the girl reaches maturity at 18 years or the parent reaches 55 years.

The directorate's girl-child schemes page also says that Beti Hai Anmol Yojana has been revamped into Indira Gandhi Sukh Suraksha Yojana. Families with a girl born on or after 1 April 2026 should apply under the new scheme.

Who is eligible for Indira Gandhi Sukh Suraksha Yojana?

A girl child is covered if:

  • She is born on or after 1 April 2026.
  • Her family is a Below Poverty Line (BPL) family in Himachal Pradesh.

Not eligible:

  • Families that are not on the BPL list.
  • Girls born before 1 April 2026, who came under the earlier Beti Hai Anmol Yojana rules.
  • Families not resident in Himachal Pradesh.

The directorate's page does not publish further conditions, such as a limit on the number of daughters per family, so confirm these at the time of applying.

How does the benefit compare with Beti Hai Anmol Yojana?

Point Beti Hai Anmol Yojana Indira Gandhi Sukh Suraksha Yojana
Birth support Help at the girl's birth Rs 25,000 deposited with LIC
Yearly scholarships Yes, from Class 1 to graduation Not listed by the directorate
Parents' life cover None Rs 2,00,000 for each parent
In force Until 31 March 2026 From 1 April 2026

The main change is the life cover for both parents, which runs until the girl turns 18 or the parent turns 55. Ask the CDPO office how a claim is made under the LIC cover if a parent dies during that period.

What documents are required?

Document Needed Notes
BPL certificate or entry Yes The scheme is for BPL families
Girl's birth certificate Yes Birth on or after 1 April 2026
Parents' Aadhaar Yes For the life cover and identity
Himachal residence proof Yes Family must live in the state
Parent's bank details If asked Keep them ready

The directorate has not posted a full document checklist online, so the list above covers the papers the scheme's conditions require. The form may ask for more.

How to apply for Indira Gandhi Sukh Suraksha Yojana

  1. Register the girl's birth and get the birth certificate.
  2. Collect your BPL certificate, both parents' Aadhaar and residence proof.
  3. Apply online through the "Click here to apply" link given with the scheme notice on the Directorate of Women and Child Development's girl-child schemes page, wcd.hp.gov.in.
  4. If you cannot apply online, ask your Anganwadi worker or the Child Development Project Officer (CDPO) of your block, who handle the directorate's girl-child schemes locally.
  5. Keep the acknowledgement and follow up with the CDPO office until the LIC deposit and the parents' insurance cover are confirmed.

Where to get help

Directorate of Women and Child Development, 4th Floor, MC Multistorey Parking, Tutikandi, Shimla 171005. At the local level, the Anganwadi worker and the CDPO of your block are the first points of contact.

Documents required

BPL certificate or BPL entry of the family
The scheme is for girls born in Below Poverty Line families.
Birth certificate of the girl
Shows the date of birth, which must be on or after 1 April 2026.
Aadhaar of the parents
Needed for the life insurance cover in each parent's name and for identity checks.
Bonafide Himachali or residence proof
Confirms the family lives in Himachal Pradesh.
Bank account details of a parentoptional
Keep them ready in case the application form asks for them.

Frequently asked questions

What does Indira Gandhi Sukh Suraksha Yojana give?

Rs 25,000 deposited with the Life Insurance Corporation of India at the birth of a girl in a BPL family, and life insurance cover of Rs 2,00,000 for each of her parents. The cover lasts until the girl reaches 18 or the parent reaches 55.

When did Indira Gandhi Sukh Suraksha Yojana start?

On 1 April 2026. The Himachal Pradesh government notified it under notification No. SJE-A-F002/1/2025 dated 30 March 2026.

Does it replace Beti Hai Anmol Yojana?

Yes. The Directorate of Women and Child Development states that Beti Hai Anmol Yojana has been revamped into Indira Gandhi Sukh Suraksha Yojana. Beti Hai Anmol gave help at birth and yearly scholarships; the new scheme deposits Rs 25,000 with LIC and adds parental life cover.

Who is eligible?

A girl born on or after 1 April 2026 in a Below Poverty Line family in Himachal Pradesh. Families above the poverty line are not covered.

How do I apply?

Use the application link on the Directorate of Women and Child Development's girl-child schemes page, or ask your Anganwadi worker or the Child Development Project Officer of your block to help you apply.

My daughter was born before 1 April 2026. Which scheme applies?

Indira Gandhi Sukh Suraksha Yojana comes into effect from 1 April 2026. For a girl born earlier, ask the Child Development Project Officer about her position under Beti Hai Anmol Yojana.

See all Himachal Pradesh Social Justice and Empowerment Department schemes →

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Sources

This guide was checked against these official pages:

  1. wcd.hp.gov.in (wcd.hp.gov.in/schemes/state/girl-child-schemes)
  2. wcd.hp.gov.in (wcd.hp.gov.in/schemes)

Fact-checked by Aapt Dubey

Last fact-checked: 26 October 2026