Mukhyamantri Ladli Behna Yojana

What is Ladli Behna Yojana?

Mukhyamantri Ladli Behna Yojana is a direct cash transfer scheme of the Madhya Pradesh Women and Child Development Department, launched in 2023 and run through the dedicated portal at cmladlibahna.mp.gov.in. The scheme, written in Hindi as लाड़ली बहना योजना and often searched as Ladli Bahna Yojana, pays a fixed monthly amount into the woman's own bank account rather than into a household account controlled by a male member.

According to the official portal, the current payment is Rs 1,500 per month, which is Rs 18,000 a year. The money is credited by Direct Benefit Transfer to an Aadhaar-seeded, DBT-enabled bank account held singly in the beneficiary's own name. Madhya Pradesh has treated the account condition as the core design choice of the scheme: the transfer is meant to give the woman independent control over a predictable monthly sum.

What the scheme is trying to do

• Give women of low-income families a guaranteed monthly income of their own.
• Improve women's say in household spending on food, health and children's schooling.
• Reduce dependence on informal borrowing for small recurring expenses.
• Strengthen the nutrition and health status of women and their dependent children.

Main features

• Fixed monthly amount, not a loan and not a one-time grant.
• Paid per eligible woman, so two eligible women in one household can each receive it if both individually qualify.
• Fully state-funded by the Government of Madhya Pradesh.
• No repeat application once approved: payment continues automatically as long as eligibility holds.

Who is eligible for Ladli Behna Yojana?

A woman qualifies if:

• She is a resident of Madhya Pradesh with a Samagra family ID.
• She is married, widowed, divorced or abandoned.
• She has completed 21 years and is below 60 years as on 1 January of the application year.
• Her family's combined annual income is Rs 2.5 lakh or less.
• She holds a single bank account in her own name, Aadhaar-seeded and DBT-enabled.

A woman cannot apply, or is removed on verification, if:

• Her family's total annual income is above Rs 2.5 lakh, or any family member is an income tax payer.
• Any family member is a serving or retired government employee, including a pensioner, of a state or central government department, local body, undertaking or aided body. Contract, outsourced and honorarium-based workers are not treated the same way as regular employees.
• She is already receiving Rs 1,250 or more a month from another government scheme.
• A family member is a sitting or former Member of Parliament or Member of the Legislative Assembly.
• A family member has been appointed by the government to a board, corporation, undertaking or commission as chairperson, director or member.
• A family member is an elected representative of a local body, other than a panch or a ward member.
• The family owns more than 5 acres of agricultural land.
• The family has a registered four-wheeled vehicle, other than a tractor, in the name of any member.

The exclusions are checked against the Samagra database, income tax data and vehicle registration data, so a household that hides a disqualifying fact at the camp is usually caught at the verification stage rather than at registration.

What documents are required for Ladli Behna Yojana?

The single most common blocker is the Samagra e-KYC. Samagra e-KYC links the Samagra member ID to Aadhaar, and it must be completed before the Ladli Behna form will accept the applicant. It can be done free at a Common Service Centre, at the gram panchayat, or on samagra.gov.in using an Aadhaar-linked mobile number.

How to apply for Ladli Behna Yojana

1. Complete Samagra e-KYC first, at the gram panchayat, ward office, Common Service Centre or on samagra.gov.in, so that your Samagra member ID is linked to your Aadhaar number.
2. Open a single bank account in your own name, and get it Aadhaar-seeded and DBT-enabled at the branch. Ask the branch specifically for "Aadhaar seeding for DBT", which is different from simply writing the Aadhaar number in the account form.
3. Collect the free application form from the gram panchayat, ward office or the registration camp announced in your area, and fill in your name, Samagra IDs, Aadhaar number, mobile number and bank account details.
4. Attend the camp in person. The camp official photographs you on the spot, enters the form online on cmladlibahna.mp.gov.in and completes the on-screen verification.
5. Collect the printed acknowledgement carrying your application number. The same number is sent to you by SMS and WhatsApp.
6. Watch the provisional list displayed at the gram panchayat or ward office. Objections to the list are heard by the local committee, and the final list is published after that.

The whole process is free at every step. No document has to be attested by a lawyer or notary, and no agent is authorised to charge for the form.

How to check Ladli Behna application and payment status

1. Open cmladlibahna.mp.gov.in.
2. Select the "Application and Payment Status" option on the home page.
3. Enter your application number or Samagra member ID, then the captcha.
4. Enter the OTP sent to your registered mobile number and submit.

The result screen shows the stage the application has reached, whether it was accepted or rejected, and the credit status of each monthly instalment. Payment is normally released to all approved beneficiaries in one batch each month, so a neighbour receiving the money while you do not usually points to a problem in your own bank record rather than to a delay in the scheme.

Why Ladli Behna payments fail or stop

• Bank account not Aadhaar-seeded, or seeded with a different Aadhaar number than the one in the application.
• Account not DBT-enabled — the seeding exists but the DBT mapper was never updated at the branch.
• Joint account used instead of a single account in the woman's own name.
• Name mismatch between the bank record, Aadhaar and Samagra.
• Dormant or KYC-frozen account at the bank.
• Age crossing 60, at which point the Ladli Behna transfer stops.
• Exclusion found on verification, for example a four-wheeler registration or an income tax return traced to a family member.

For the first four causes the fix is at the bank branch, not on the portal: ask for Aadhaar seeding, DBT enabling and a name correction, then wait for the next monthly cycle. For removal from the list, the route is a written objection to the gram panchayat secretary or ward office and, if that does not resolve it, a complaint on the CM Helpline.

Help and grievance redressal

• Ladli Behna helpline: 0755-2700800
• CM Helpline: 181, which registers a written complaint with a tracking number and routes it to the district Women and Child Development officer
• District office: the District Programme Officer, Women and Child Development, for list, verification and removal disputes
• Local level: gram panchayat secretary in rural areas, ward office in urban areas

Ladli Behna Yojana registration, e-KYC and status checking are all free. No government officer will ask for your OTP, your bank password or a payment to keep your name on the list.